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Originally Posted by Bizzymammabee It is so easy especially when your young now a days to get into debt. I remember the first day of college there were bank reps in the quad giving out CC apps. They didn't care that I was a damn student earning next to nothing..all they knew was that I paid $15k to attend that schools so I had to have some money somewhere...lol. |
That is so true and it makes me mad! As soon as I turned 18 i was swamped with phone calls and mail about credit cards and app. I got myself in debt with only one card, and that's the only card i have, now i am working hard to pay it off. And when im finally done i am going to celebrate cause i know it will be a liberating feeling and i have learned from this experience, nver to splurge like that again if i don't have the money upfront to pay the payments right away!!! Despite what my mother taught me i still went ahead and used my CC cause i was so excited to have one, and the only way i think teens will learn is if they go thru it themselves and get that lesson. It sucks to be in debt for sure!