Im 23 and I am soo over my head in debt it's not even funny! I live with my parents so I dont have to worry about rent/utilities/food and I had an epiphany about a month ago when I realized how much I have gotten myself into. Its going to take a lot of self control for me..but I am going to stick to my guns this time. I shredded my credit cards (all 10 of them!!) and I am ready to work towards paying it off. Thanks for this thread! It's the kick in the booty I needed
