The BEST way to get out of debt is to STOP SPENDING! HAHA
I am a shop-aholic... like I break out in sweats when I go near a mall or clothing or shoe store. Everything I buy is for me usually (I am single with no SO) or my dogs. Its all stuff I DO NOT need and its all grossly overpriced (Im a name brand junkie too
) sooooo I paid off all my debt in Jan ($6,000) and now again I am back up to $6,000!! I am in this sad cycle of putting money in the bank and charging everything, then at the end of the year, I take the $6,000 I have in the bank and pay OFF the credit card... but by the following year, I am doing the same thing over again! UUGGHHH Got a cure for that?
Getting out of debt is sooooo difficult!