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  sorry girl i can't help you on this one, we didn't plan on having a baby so soon, and we both have good jobs, and sorry to say i'm up to my eye balls in dept. im about to buy a fish bowl and throw my bills in them and see which ones get paid and which ones have to wait till next pay,, i already borrowed money off family members which i hate and im still not caught up, credit cards are maxed out... i just want to cry everytime i get the mail.. but i would never take back having my child, he's the only thing that i have good in my life right now, he's a blessing from God..... i just keep on saying next year will be better..... the first year is very expensive,,, with all the extra's you have to buy.... i know once im out of this hole, we'll be ok.... if God leads you to it - he'll get you thru it... wise words from my Grandmother.... i have a good budget plan now, and i try and stick to it... i only buy what we need.. but you always have unexpected bills that pop up... and you'll find a way to work it out...... just remember baby comes first, the rest can wait.....  
				__________________KELLY, HARLEY & HALEY
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