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Originally Posted by mizzwanned  I guess, i mean this was and is my first credit card. I wasn't paying and they were the ones that called me and i basically told them im a college student, im working right now and and going to school full time so i haven't been able to pay much and they told me we can make put you on a program where you pay a set amount every month but we basically freeze your CC and you can't use it while you're on this program. So they told me to choose an amount i can pay def. every month and i told them $100 and they said whenever i can try to pay more than that so i can eliminate my debt faster. So it's been a couple of months and they don't charge me anything , i think it expires in February and then that's when they have to start charging me interest again but by then i will have it all paid off!!   So i have not used my CC in almost a yr and the debt has just been coming off! |
Whoa! That is great! I didn't know that a CC company would do something like that! That is great that they are helping you that way!
You will get there in no time! By Feb. I bet you have it gone!