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Originally Posted by Jenn218  Hmmm....I don't know??!! I was always good with my credit cards, paying them off each month, unless I just couldn't, but catching back up the next bill, etc. And yes, I always pay double, triple, etc more than the min. amount. I have three cards....2 are 0% interest and 1 is 11% interest. BUT since I have been home this past 4 years, they have increased dramatically...to the point that I am very embarrassed. YIKES!!! |
If you can get all of the balances on 0% cards, that'd be ideal - bc then you can pay off straight principal. A home equity (HELOC) would be around 6-9+ % right now. Although you may be able to find one that has a "starting rate" of 1% for awhile...