I really like it (Visa), but the fees are pretty pricey. They are like $4.60 or so a month, and there are various other smaller fees. I also have to wait several days for my permanent card to be verified by Paypal. You have a temporary one for awhile and then they send the permanent one.
So, there are a few challenges, but I use it to
A. enforce my budget
B. protect against identity theft online (only so much can be stolen and it is NOT tied to my checking account or regular credit card)
You do have to be careful about anything with an open amount (like car rental). They will reserve the highest amount it could be until everything clears, so you might not have access to some of the money for awhile.
__________________ The fullness of our heart is expressed in our eyes, in our touch, in what we write, in what we say, in the way we walk, the way we receive, the way we need. -Mother Teresa ( RIP Gizmo 3/9/07-8/18/12)  |