It'll be okay. Thanks to getting credit cards my first year of college (several years ago...) I ended up with tremendous debt and finally went through backruptcy last year. It's getting better now, but it's still a struggle. I have a good paying job, but the bills add up really fast. I don't understand how most single people make it--it is so expensive just to live--let alone have a few small luxuries!
You'll be fine. There's always light at the end of the tunnel.
