I would not go with a health guarantee in which the breeder would want the pup back if it ended up with MVD/liver shunt...I would want a breeder to stand behind their pups and offer at least partial refund to help with the medical bills. I don't think it's fair of a breeder to ask for the pup back once you have fallen in love with it. So I would not go with a breeder that makes you give the pup back and merely replaces it with another one. That's just my opinion though...
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