There are some very good ideas in this thread. Savings are direct deposited. I keep a calendar with all bills, checking deposits etc noted so I can mark when each bill is paid and know pretty much were I'll be financially. I get weekly Harris Teeter e-mails and take advantage of the buy 1 get 1 free deals, especially on meat. We use a Brita water pitcher instead of buying bottled water. I don't go to the mall unless I really need something and check out the bargains at Marshalls and TJ Max first. I stopped having mixed drinks when we go out to dinner unless it's a special occasion and now I've opted to order water instead which has helped me loose a few lbs. I stopped getting acrylic nails and pedicures, now my nails are healthy and I polish them myself. When we are going on vacation I check out Restaurant.com for which restaurants in the area accept their certificates. |