Ok, seriously....reading this entire thread made me feel like crap. LOL. After reading what everyone posted...I just realised OMG - I spend SOOOO MUCH
MONEY!!!! 
On just "stuff" - that I DO NOT even need. Home decor items, CLOTHES for my babies (I go TOTALLY overboard with that), shoes, bags, going out to eat with hubby, etc. Good lord. I need to seriously re-think my spending
WOW! Just WOW.