Quote:
Originally Posted by ladybugg74  This past month we have made 3 visits to the vet and today will be number 4 due to Hallee's limp. I suggested to DH we look into pet insurance. We have already spent approx $250 for the last 3 visits and who knows what today is going to cost me expecially if they do the xrays. Of course, I would spend whatever I have to for my babies.
Some questions for you:
Do you find the pet insurance is worth paying for?
Do you get reimbursed back directly or does the vet bill it to the insurance company?
What is the name of the insurance company you use?
How much do you pay for the coverage?
What type of coverage do you have?
edited to add:
The vet doesn't have anything to do with the insurance. It is up to you to get the receipt and a break down of what was done. YOU send in the receipt and insurance claim form (filled out) . It took 3 weeks for me to get my check.
Thanks in advance for any info you can give me. |
I posted this back in June...this was the first time I used VPI. I have the premier plan, or maybe it's called the wellness plan. This plan covers office visits and shots. You can go onto their website and read up on it.
posted 6/26/07 (I think!!)
Just wanted to let you all know how I made out with the VPI. I have 2 yorkies. I brought them both in at the same time for heartworm test and, meds. Sadie got a booster. I will show you the breakdown so you can see what I saved and where I saved it. I do have the extended plan which covers office visits and shots. I pay around 57.00 a month for both of the girls
Sadie:
physical exam 21.00 pd 10.00
(I got charged for this but he never examined her!)
office call 10.00 pd 10.00
dhpp (booster) 18.00 pd 18.00
heartworm test 40.00 pd 15.00
hearthgard 28.00 pd 0.00
(the insurance pays you back 15.00 for either the test or the heartgard)
Lillie:
heartworm test 40.00 pd 15.00
The office call and PE was all put on Sadies bill so I couldn't claim any of it on Lillies...Besides...he NEVER did the physical exam..I have recently changed vets (long story)
I saved 68.00!!
I am VERY happy about this. I didn't think I would save as much as I did..
Just thought that any of you that are thinking about getting VPI would be interested in seeing the breakdown.
Brenda