Hi I have it for my 2 yorkies. Calu was a very sick puppy and ran up over 7,000 in vet bills but some the insurance considered preexisting because she was seen for hypoglycemia before her coverage went into effect so they wouldn't pay for any other visits for that. ALso they don't cover geneic illnesses and she had a liver shunt. But they did pay over 1,000.00 in other charges and about 300.00 in allergy related charges. Pixie I have only had to use it once and I haven't sent the claim in yet. It was 360.00 and I hope to get about 200 or so back.
I like having it even though if your dog is healthy (hopefully) you won't get much out of it, but if you have a sick dog or an accident it is well worth it.
I have VPI, I pay 23.00 a month per dog and they just take it out of my credit card monthly. I have the Superior plan but not the wellness benefit. You submit a claim and within 3-4 weeks you get a check back. Hope this helps |