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  My husband did what you are saying you want to do.  He tried college and was bored.  He is a computer guy and the classes in college were things he had learned in middle school.  He ended up just getting a job.  He has a job, but it's with a small company without insurance.  He can't just apply for a job at a big company, like AT&T or Motorola or anywhere like that because he doesn't have a degree.  When you see those job ads they list a degree under "REQUIRED"  He can do consulting and make $$, but no benefits, no insurance.  I have the degree and I work as a secretary because we MUST have insurance coverage and my job has good benefits.
 My degree is in business.  I'm not going to lie, 75% of it was a waste of my time.  The math and accounting and finance classes were useful, that's about it.  I graduated from a 4 year university in 3 years it was so easy.  YOU ARE SMART!  You can do it.  I'm starting my own company now, and guess what - banks are more interested because I have the "background" I need.  I'm less of a risk because I have a degree.  That's just how the world works.
 
 One thing that I wish I had done was go to community college first.  I could have saved SO MUCH MONEY and worked at the same time.  Plus, the classes are smaller and if you did well in HS you will excel at CC.  I wouldn't have any student loans to pay back if I went to CC.  I could have written a check for it just from my summer jobs waiting tables.
 
 Here's my 2 suggestions.  Start CC right away and take classes every quarter (even summer) while working and get done fast.  Then you can get a AA or AS and get a better job while you finish your 4-yr degree.
 
 OR - Apply for college and get accepted, then defer your enrollment for a semester.  Go work full time and save up every penny to give you and Angel some cushion to prepare for going to school full time.
 
 Good luck. It's a hard decision to make and tough to potentially give up a salary for 4 years (that's what you're thinking, right?)  You need to be able to walk into a good company and get a job.
 
 Oh - one more idea might be to get certified in something you might not need 4 years for, like a Vet Tech???
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