[newmommy]

HI. I dont know how much help I will be. I do NOT have pet insurance but I do work in a vets office so I can tell you what I know.
first off it can be costly. second off a lot of times there are a lot of stipulations in the agreements. So read the fine lines on what they will and will not cover. Thirdly most of the time you still pay your bill up front and they reimburse you afterwards. And last but not least I think the only time that insurance is really worth it is if heaven forbid something really bad happens. Other than that I personally think its a waste of money. just my two cents though