That is true, they do have exclusions for specific breeds. Even so, it would partially cover things, such as injuries, broken bones, illnesses-ingesting objects (they shouldnt), also commom illnesses, such as when my yorkie had diarrhea with nausea and vomiting. I just added up the cost of the insurance for a year, subtracted what it would cover for basic services-if I had no unexpected costs and it wasnt much more...so I thought for a little extra money...I would have extra coverage...thats the way I looked at it...so far, I have come out ahead. She was spayed last year, had anesthesia, pain medication to take home, and couple of other office visits last year for illness.
You have to decide what is best for you. |