Amber, I am sorry to hear about your situation. Believe me, I know how hard it is to get behind and have to try and recover from that especially if you are like me and live from paycheck to paycheck. I am sure you will find the loan for you. Alot of banks lend to people with not so great credit. You may have to pay a higher interest rate but you can do that until you credit bounces back up and then refinance again. Sometimes you just got to do what you have to do for that moment. You should feel very lucky that you dont have a mountain of debt and alot of credit cards racked up to add to your worries. There are alot of people in your situation that thought they were getting a great deal with the ARM loans and now are in your position after the initial low interest rate goes up. The banks dont care either, because that is how they make their fortune. They hope you default so they can reposses your house and resell it for alot more than the loan is. Dont lose sleep, I am sure you will get the loan that you are needing. Prayers and good thoughts going out to you. Keep your head up and it will be better in no time. |