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Originally Posted by centralnewyorki Is pet insurance like people health insurance- either pay a deductible or a set amount for each office visit? My cousins have it for their mastiff and recommeneded it, but I just don't know if it will be cost-effective. What if you only need an office visit and shots each year? Is it still worth it? I've also heard pet insurance won't cover anything common to the breed, like liver shunt or LP for yorkies? Is this true? |
The only problem I've had with VPI so far is that they only cover one "check-up" a year. So each time she got shots as a puppy...they would pay the $15 for the shots...but I had to pay the $30 for the office visit.
Plus when she bonked her head on the coffee table and we took her into the vet just to be sure that it wasn't something worse, they wouldn't pay for it...even though the vet wrote in down as "injury, head trauma". I guess if they had had to do something for it...like what happened to Jessica's Tucker...maybe they would have payed for it then?