I just read a previous thread about the coloring of the lighter yorkies being a flaw and I am confused

Can someone tell me by looking at Ciera if she is not standard coloring or if she is like she is supposed to be? Also look at the pic in my avatar with the bow. What color would you consider her?
Also when can you tell the true colors that the puppy will be as an adult? How old are they? Sorry so many questions.