I spent 6,000 on Cali the first 6 months I had her for various episodes of Hypoglycemia and Liver shunt and possible intestinal blockage. I have VPI. They paid close to 1,500. or so. But the hypoglycemia was considered preexisting as she had her first episode a few days prior to her effective date and they denied charges for the Liver shunt as genetic. AT first they denied everything but after talking to a Manager and having everything reconsidered they covered the 1500.00. I worked in Group Health Insurance Claims and always demand a Manager and threaten to write or call the president they usually will reconsider and pay something. Good luck. |