[lisatodd]

i used to work for usaa insurance for many years. they are military only except for their banking and mortage....anyone can be a member. all of our high ranking officers and presidents are insured with them (except clinton since he did not serve). they have a wonderful system for ckg and it is free as long as you bank with them. their main office is in san antonio tx but you can be anywhere in the world. the only problem is making a deposit, you have to mail it in if you are not in tx.