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01-17-2007, 10:00 AM | #1 |
Donating Yorkie Yakker Join Date: Jan 2007 Location: Northern New Jersey
Posts: 51
| question about puppy Insurance, is it worthwhile, which plans are good I have a question about pet insurance. As I have a new puppy and vet costs can be quite high, I wanted to know any thought about purchasing pet insurance. Is it worth while? Are there any plans better than others? Thanks in advance for all responses. |
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01-17-2007, 11:50 AM | #2 |
Gina, (Lexi's Mommy) Donating Member Join Date: May 2005 Location: LONG ISLAND,NY
Posts: 10,455
| as far as i know, pet insurance stinks, when you really need it, it doesnt cover it..... ive had it years ago and was paying for nothing.. maybe its different now, just check further into it before you do it..
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01-17-2007, 04:44 PM | #3 |
Donating Yorkie Yakker Join Date: Dec 2006 Location: Kirkland WA
Posts: 431
| I signed both my cat and my puppy up for VIP pet insurance. We had one bill for our cat that was $1100 before that and that was enough for me to get insurance. Mine is only about $11.00 a month. We had to take our kitty in when she became very lethargic and wanted to just lay down, like when she was halfway to the door to go out, she'd plop down. It cost us $167 for bloodtests and I sent the bill into the insurance. They paid $99 which I was thrilled about. Even if that's not 80%, it's still significant enough that it's worthwhile. The thing is that vet bills can be very expensive, even just for little things. So I feel like getting something at all is better than paying full price. With VIP, there is a standard plan and a premium plan. I have the standard, and you get a discount if you have more than one pet signed up. The premium plan pays some for regular check-ups and shots, while the standard doesn't. And the standard doesn't pay a heck of a lot for surgeries and serious stuff. They have a lower limit, while the premium pays out quite a bit more. I personally opted to pay less a month and go with the standard plan. |
01-18-2007, 06:11 AM | #4 |
Donating Yorkie Yakker Join Date: Jan 2007 Location: Northern New Jersey
Posts: 51
| thanks so much for this helpful information. This gives me something to think about. Have a great day! |
01-18-2007, 06:42 AM | #5 |
Rocky's Slave 4 ever Donating Member Join Date: Apr 2006 Location: Astoria, NY
Posts: 1,607
| I got my Rocky Insurance too and he was neutered last month the whole bill came out to $405. I faxed my claim to them on Jan 3rd i received a email confirming my claim. But i have not heard back from them a few people say it takes long depending on what i get back from them. If i dont get back hardly anything dont think i am going to keep it because i am paying $32 dollars a month and he's 9months and already got all his shots and all so let's see.
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