[JuneBugs Momma]

I took everything into consideration when looking into these plans and it has taken me most of 2 days of constant reading and investigating.

Both HealthyPaws and Trupanion do not have underwriters which mean if for some reason they get into financial trouble, they will take all their policy holders with them and then your without coverage. Also, neither one pay for vet costs for the visit. Example: My dog is diabetic and needs to see the vet 4-5 times a year. Just to walk into the office for the visit is $80. So $80 x 5 = $400! Then ya have your co-insurance and if applicable, your deductible.

I called PetPlan and found out that they are based out of Philadelphia (which is a plus since I live just live an hour away). The bronze plan with a $200 deductible and no co-insurance (they pay 100%) came out to $25/month. Also, the adjuster told me that if I call him and purchase the policy over the phone, he will give me another 5-10% discount.

Looks like PetPlan for me!