They have a LOT of exclusions.
We paid $7500.00 for Noah's 10 day ICU parvo stay. None of the insurances would have paid any of it. They would have covered the 35.00 office visit but nothing else.
I personally think insurance is a huge scam. We had an ICU visit for me at our local hospital and we didn't have insurance. With insurance a 3 day ICU stay would have cost upwards of $10,000.00. We paid $1400.00 cash. This included an ER visit and having my stomach pumped. In order for the hospital to make money from the I Sundance companies, they have to jack their prices up so high. C-Section with insurance at a hospital? $25,000.00. Cash patient? $6000.00. Ridiculous.
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"You've never learned to live until you've done something for someone for which they can never repay you."~Ralph Hall. |