I have also been looking around for a really good pet insurance program. What I have seen is that depending on what you want , the prices vary .You pay a cwertain amount a month, and if your dog gets ill, you pay it all, then you are supposed to be reimbursed by the insurance company.
There are ones for wellness care, and then more expensive ones for when the dog gets very sick, and requries surgery.
You really need to look at the plans very carefully. Some things are not covered. What bothers me is one of the company's would not cover illnesse's that are specific to the breed. Yorkie;s sometimes have liver shunts, eye problems, or pancreites. Which is very expensive to treat.
Go on a web search and make sure it is in your State that they offer the insurance. Shop around carefully.
