|
Welcome to the YorkieTalk.com Forums Community - the community for Yorkshire Terriers. You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. You will be able to chat with over 35,000 YorkieTalk members, read over 2,000,000 posted discussions, and view more than 15,000 Yorkie photos in the YorkieTalk Photo Gallery after you register. We would love to have you as a member! Registration is fast, simple and absolutely free so please, join our community today! If you have any problems with the registration process or your account login, please click here to contact us. |
|
| LinkBack | Thread Tools |
01-27-2006, 11:04 AM | #1 |
Donating YT Addict Join Date: Jan 2006 Location: Henderson CO
Posts: 640
| To have or not to have pet insurance? I see a lot of these puppies going to the vet. I have seriously considered Pet Insurance...but don't really know what it covers and if it is worth it. Does it work like our insurance with copay and such. I am not really sure how it works. IF you do have pet insurance which companies are best? I see a ton on the internet. Thanks |
Welcome Guest! | |
01-27-2006, 11:22 AM | #2 |
YT 500 Club Member Join Date: Nov 2005 Location: Mt. Ulla, NC
Posts: 683
| Look up - www.petinsurance.com that's VPI... i don't have it but I know a few people on here have it...on that website you can find the info. crystal |
01-27-2006, 11:55 AM | #3 |
Donating YT 30K Club Member | I have VPI. I pay 19.00 a month for the Premier Policy. I am going to be filing my first claim for Cali this week. She was in ER vet twice this week and racked up $1,000.00 in expenses. The first visit I don't think they will cover which was for possible hypoglcemia or Liver Shunt which aren't covered. The one for yesterday was 377.00 and they put a diagnosis of vomiting and diahrrea so I'm hoping to get some of that back. I'll post what I find out. I think with these small dogs it's a good idea to have the insurance.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
01-27-2006, 01:36 PM | #4 |
And Lucy Too! Donating Member Join Date: Apr 2005 Location: Oklahoma
Posts: 1,481
| I was looking at the VPI insurance today & was debating on whether or not to get it. It said it would be like $27 a month for the superior (I think) which is the one that covers the most stuff along w/ vac's. Let us know how the claim goes.
__________________ Jessica--mom to my furbabies-- Jasper & my angel in heaven Lucky-RIP |
01-27-2006, 02:13 PM | #5 |
Senior Yorkie Talker Join Date: Jul 2005 Location: Texas
Posts: 127
| I look at pet insurance this way...If you have a small fortune than don't bother with pet insurance. If not than protect yourself from going in debt. I have VPI for Rocky & Daisy and I'm very happy with this provider. Our vet has us pay and then I provide VPI the the statement to be reimbursed. Also be aware if your puppy is AKC registered then he is insured I think free for 3 months. You can confirm this: http://www.akcpethealthcare.com/BHIA/ You click the Activate link and it promps you for dogs registration number. After your trial period you have the option to stay on for a specific price or you can go find your own plan. Best of luck, |
01-27-2006, 02:23 PM | #6 |
I Love Thor Donating Member | I would suggest getting insurance if you are not financial stable. I don't have money coming out of my ears (yet!!) so I have insurance incase anything comes up. I too have the 19.00/month plan which doesn not cover annual shot and all that but it wasn't worth it to me. It made more sense for me to just get the plan for emergencies. So far I have made two claims and saved money!! It's been totally worth it for me. The deductable it $50. Good luck |
01-31-2006, 06:56 PM | #8 |
Donating YT 500 Club Member Join Date: Jun 2005 Location: Bay Area, CA
Posts: 1,086
| scrapindee's pet smart insurance scrapindee, can you please explain your coverage with petsmart's insurance? how it has helped you? how much it costs? what coverage does it have? I too am shopping for pet insurance and any feedback with your experiences is highly appreciated. thanks. |
01-31-2006, 07:57 PM | #9 |
Donating Yorkie Yakker Join Date: Oct 2005 Location: new jersey
Posts: 127
| I have petsmart insurance. It has coverd just about every thing you need for a pup . It costs me around 19.00 permonth and covers everthing from spay to reduced rates for meds and blood work . I just had my 5 mth pup spayed and teeth removed at acost of 120.00 total including meds. |
Bookmarks |
|
|
Thread Tools | |
| |
|
|
SHOP NOW: Amazon :: eBay :: Buy.com :: Newegg :: PetStore :: Petco :: PetSmart