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05-05-2014, 09:51 AM | #1 |
Senior Yorkie Talker Join Date: Apr 2014 Location: Old River Winfree, TX, Harris
Posts: 228
| Pet Insurance We are looking for Pet Insurance for our Piccolo. There are so many choices. Looking for recommendations.
__________________ Bobbie Tony Piccolo Piper Girl and Ms. Polly. RIP Jake Pugsly Samantha Jean and Lucy Belle |
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05-05-2014, 10:34 AM | #2 |
T. Bumpkins & Co. Donating YT Member Join Date: Dec 2008 Location: New England
Posts: 9,816
| We went with Embrace pet Insurance. They have a wellness package that I purchased for annual vet costs and it allows a little extra money in claims so you essentially save a few bucks...that offset my insurance premium part. However, Embrace has lower annual limits than some. I personally structured mine as being $1,000 deductible, $5,000 annual max, and 80% payment. That means that I would need to incur $6250 in veterinary bills to max it out for the year. Others might want more flexibility but that comes at a higher cost monthly which I did not want. I also sent all my records in for an underwriting so I would know what prexisting conditions would be omitted from coverage and I had my vet do the "orthopedic report card" so I could waive the 6-month waiting period for orthopedics. Good luck!
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05-06-2014, 05:23 AM | #3 |
Furbutts = LOVE Donating Member Moderator | I have Healthy Paws for my 3 kiddos.
__________________ ~ A friend told me I was delusional. I nearly fell off my unicorn. ~ °¨¨¨°ºOº°¨¨¨° Ann | Pfeiffer | Marcel Verdel Purcell | Wylie | Artie °¨¨¨°ºOº°¨¨¨° |
05-06-2014, 05:41 AM | #4 |
YT 1000 Club Member Join Date: Aug 2013 Location: dearborn heights
Posts: 1,148
| I went with Healthy Paws for Ricky. I have the 80% coverage with a $250 annual deductible. It doesn't cover wellness visits or the exam fee, which would have been nice...but I look that as general pet maintenance that I can afford. What I can't afford is thousands of dollars worth of injuries or illness. |
05-06-2014, 05:30 PM | #5 |
YT 1000 Club Member Join Date: Mar 2010 Location: Hibbing Minnesota
Posts: 1,106
| I have PetPlan insurance and so far have been happy with it. Susan |
05-06-2014, 06:53 PM | #6 |
Senior Yorkie Talker Join Date: Apr 2014 Location: Tucson,AZ
Posts: 244
| Will be Healthy Paws here too, no limit, $100 annual deductible, pay 90% for $38 and change. They don't do wellness |
05-07-2014, 10:16 AM | #7 |
Resident Yorkie Nut Donating YT 20K Club Member Join Date: Sep 2006 Location: Texas
Posts: 27,451
| Wylie's Mom posted this link a while back. I bookmarked it because it was so informative about the different pet insurances available: Pet Insurance 2014 - Reviewed and Ranked
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