Tell me if I'm reading this wrong, but according to the health guarantee, it looks like they will never refund money or cover partial vet costs, just replace with another puppy.
They also exclude coccidia and there is this line that I question at small print at the bottom.
"A CONGENITAL DEFECT IS A PROBLEM THAT WILL NOT ALLOW THE PUP TO GROW TO A NORMAL LIFE EXPECTANCY. A BONE JOINT ISSUE, LACTATING PATELLA, GOING BLIND, BEING DEAF, HAVING A HERNIA OR HAVING A LIMP IS NOT CONSIDERED LIFE THREATENING. A MAJOR BODY ORGAN THAT SUSTAINS LIFE GOING BAD, HEART, LUNGS, LIVER , ETC. IS CONSIDERED A CONGENITAL DEFECT AND IS COVERED FOR A YEAR. " |